Putting the 'Insurance' Back in Health Insurance - Forbes


Forbes
Putting the 'Insurance' Back in Health Insurance
Forbes
Because high-risk individuals have higher average costs, the costs of premiums will go up: a process called adverse selection. Adverse selection is a serious problem. According to the US Census, 55 percent of Americans without health insurance are ...

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How Amazon's AWS Can Attract Ugly Economics - Seeking Alpha

How Amazon's AWS Can Attract Ugly Economics
Seeking Alpha
I have already written on how Zynga (ZNGA) and other large consumers of hosting capacity can use Amazon.com's (AMZN) AWS in a way that subjects Amazon to adverse selection. I will try, in this article, to explain a bit better how this phenomenon works, ...

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Regulators Eye a Maneuver Meant to Cut Health-Care Costs - BusinessWeek

Regulators Eye a Maneuver Meant to Cut Health-Care Costs
BusinessWeek
By John Tozzi on May 01, 2012 Insurance markets can be unraveled by adverse selection: If people who need insurance less don't pay into the risk pool, that raises the costs for everyone left. That's why the health-reform law has mandates for both ...

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Bankia IPO Causes Shareholders $2 Billion Loss Post Bailout - Bloomberg


Bloomberg
Bankia IPO Causes Shareholders $2 Billion Loss Post Bailout
Bloomberg
'Adverse Selection' “Institutional investors act as a certification on whether or not the price on an IPO is reasonable,” said David Goldreich, a finance professor at the University of Toronto's Rotman School of Management. “The IPO illustrates the ...

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TEXT-Fitch affirms GMAC 1999-C1 - Reuters

TEXT-Fitch affirms GMAC 1999-C1
Reuters
The affirmations of the four remaining classes are due to sufficient credit enhancements to offset increasing loan concentrations and adverse selection with only 27 nondefeased loans (74.8%) remaining. As of the April 2012 distribution date, ...

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Are House Republicans Caving in on Repealing Obamacare? - Forbes

Are House Republicans Caving in on Repealing Obamacare?
Forbes
Forcing insurance companies to provide coverage to those with pre-existing conditions—what insurance wonks call “guaranteed issue”—would destroy the private insurance market, by creating an adverse selection death spiral in which people only buy ...

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Research by John Bates Clark Medal winner in the Journal of Political Economy - EurekAlert (press release)

Research by John Bates Clark Medal winner in the Journal of Political Economy
EurekAlert (press release)
The award committee cited Finkelstein's 2004 article in the Journal of Political Economy, “Adverse Selection in Insurance Markets: Policyholder Evidence from the UK Annuity Market” in their prize announcement. The research finds evidence that ...

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